How to Set Up Your Digital Vaccine Card with CLEAR
With more and more restaurants and other venues requiring proof of vaccines to enter, it’s always good to make sure you have your vaccine information backed up somewhere besides your physical vaccination card. With the CLEAR app, you can create a free and secure digital vaccine card that is easily accessible on your smartphone.
Beware of Foreclosure Rescue Scams
Due to the pandemic, the federal government enacted legislation that stipulated that banks and financial institutions could not initiate foreclosure proceedings against individuals. That law expired on June 30, 2021. With the end of the moratorium on foreclosures, a Harvard study estimates that 2.1 million households are behind on their mortgage payments.
A Guide to Downsizing and Simplifying Your Golden Years
Now that your nest is empty and your lifestyle goals have changed, that big house may have become an unnecessary hassle to maintain, both physically and financially. If you’re ready to simplify your golden years, check out the following list of helpful decluttering and downsizing resources.
Do You See What I See? Hallucinations and Delusions in Dementia
Have you ever witnessed a person living with dementia experience hallucinations or delusions? Let’s take a look at some ideas for steps to take in the moment to help and support a person experiencing them.
What is the Difference Between Medicare and Medicaid?
Medicare and Medicaid are two different government programs for healthcare. It is important to understand the difference between them. Here, we will discuss how the program benefits differ, how eligibility for each program is established, and discuss some recent news pertaining to each program.
What to Know About Estate Planning for Special Needs
Careful estate planning for parents with children of special needs is necessary to ensure government benefit access remains without foregoing family support. This article outlines some basic planning tips and types of trusts to consider to protect your child with special needs.
Why It Is Critical to Prepare a Will
As the primary document for transferring your assets upon your death, your will is an essential part of your estate plan. As the COVID-19 virus continues to challenge all people's health and well-being, it is reasonable and responsible to create a plan to preserve for your heirs what it took your lifetime to achieve.
Addressing Later-Life Sleep Problems
Some changes in our sleep patterns are perfectly normal as we grow older. Managing health conditions can help our sleep—so important, because sleep problems are linked with memory loss, depression, high blood pressure, irritability that affects our relationships, and a lack of alertness that can cause falls and car accidents.
Estate Planning and Undue Influence
When individuals become quite elderly or ill, they also become susceptible to manipulation from those who will defraud or steal. Targeted attacks on vulnerable older people to exert what attorneys deem "undue influence" constitutes elder abuse. It disrupts the older persons' impulse to provide for loved ones and instead leaves assets to the manipulator.
Senior Safe Act: Protecting Elders From Financial Abuse
The Senior Safe Act was established to protect our elders from financial abuse, whether it be from within a family or support system or by scam artists preying upon them. Get protected by becoming more involved in your own personal financial world.
Should a Loved One Who Needs Care Live With Me?
As aging in place continues to increase in popularity, many people face the issue of what to do when they notice an older loved one having trouble living safely at home. Look for these key signs and questions to ask to determine if it’s time for your older relative to move in with you or into a senior living community.
What Illinois Residents Should Know About Medicaid
Medicaid is a program jointly funded by state and federal governments intended for people with low incomes and limited resources, and pays for the majority of long-term care services in the United States. Read more to find out if you qualify for Medicaid.
Personal Property and Estate Planning
Personal items are typically not included in your will or trust. So, who gets those after you pass is up to you personally. Spend some time thinking about how you want your possessions to be shared with your family when you’re gone.
Planning for Your Memorial Wishes
Although your memorial wishes are not a “fun” topic, it is an issue that sometimes causes family disharmony. That’s why it’s important to use these tips to plan ahead and communicate your wishes to your loved ones.
A Look Into VA Benefits for Aging Veterans
If you are a veteran or have a loved one who is, it is important to understand all the VA resources and aid that is available. Beyond education programs, home loans, and job search and training resources, the VA also provides a host of other resources to assist you as you transition to your retirement years.
6 Social Security Changes That Take Effect on January 1st, 2021
The Social Security Administration (SSA) publishes upcoming changes to its social security program every October that take effect on January 1st of the following year. These changes can make a difference in how you plan for or live during your retirement years.
Family Caregiving During the Coronavirus Pandemic
There are new challenges to meet for family systems with loved ones who are most vulnerable to the coronavirus yet still require caregiving. The new reality is that all family caregivers must employ protocols that maintain social distancing to protect their loved ones.
Understanding the Difference Between Wills and Trusts
Wills and trusts have specific yet different benefits for the purpose of estate planning. The optimal blend depends on your assets and life circumstances. Learn the differences so you can start to identify the solution that best suits and protects your family.
Five Facts to Know About Dementia Caregiving
Dementia, including the prevalence of Alzheimer's Disease in the American population, is creating difficult caregiving experiences for the family members who are primarily responsible for providing care.
Keeping Your Estate Plan Current with a Checkup
You should check your estate planning documents regularly to make sure they’re still in line with your wishes, especially with big life changes like births, marriages, divorces, and moving to another state. That’s why we recommend that you consult us for an estate plan checkup every 3-5 years.