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Tuesday, January 21, 2020

Defending Yourself against Travel Swindles


Rick Steves on defending yourself against travel swindles

Nearly all crimes suffered by tourists are nonviolent and, if you follow these tips, avoidable.

By Rick Steves

Sunday, December 8, 2019

Europe is a surprisingly creative place when it comes to travel scams. Many of the most successful gambits require a naively trusting tourist, but seasoned travelers can be taken in, too.
Read more . . .


Tuesday, January 7, 2020

Secure Act: How it will Affect You and the Beneficiaries of Your Retirement Accounts


Re:      SECURE Act: How It Will Affect You and the Beneficiaries of Your Retirement Accounts

 

 

On December 20, 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement Act (SECURE Act). The SECURE Act, which is effective January 1, 2020. The Act is the most impactful legislation affecting retirement accounts in decades. The SECURE Act has several positive changes: It increases the required beginning date (RBD) for required minimum distributions (RMDs) from your individual retirement accounts from 70 ½ to 72 years of age, and it eliminates the age restriction for contributions to qualified retirement accounts. However, perhaps the most significant change will affect the beneficiaries of your retirement accounts: The SECURE Act requires most designated beneficiaries to withdraw the entire balance of an inherited retirement account within ten years of the account owner’s death.
Read more . . .


Friday, January 3, 2020

Life Care Planning


 

 

 

LIFE CARE PLAN

 

LAW OFFICES OF STEPHEN SUTERA P.C.

 

Create your roadmap to achieving your life care desires.

 

HOW WE CAN HELP

  1. Age in place according to your goals with care appropriate to your circumstances;

  2. Assist in coaching you and your family in making long-term care decisions;

  3. Assist in finding sources of payment for your aging in place objectives.

 

OUR PROCESS

  1. Discovery -- ask the correct questions, listen, repeat.
    Read more . . .


Tuesday, December 24, 2019

Financial Support to Parents


BY LIZ WESTON OF NerdWallet

Most parents in the U.S. provide some sort of financial support to their adult children, multiple surveys have found. But often, financial aid goes the other way.

A 2015 survey by TD Ameritrade found 13% of American adults provided financial support to a parent.
Read more . . .


Tuesday, December 10, 2019

Caring for Your Loved Ones


 

Caregiving for a loved one can be stressful and overwhelming. It can involve long hours, numerous doctor’s appointments, complicated medication regimens, helping with basic daily living activities and countless other tasks. And millions of Americans happily take on this important role.

These tips and resources can help you do the best job of caring for your loved ones.

Identifying stressors

In a 2015 AARP study, caregivers reported several challenges, including facing complex care situations, emotional stress and financial strain.
Read more . . .


Friday, December 6, 2019

Life Care Planning


 

 

LIFE CARE PLAN

 

LAW OFFICES OF STEPHEN SUTERA P.C.

 

Create your roadmap to achieving your life care desires.

 

HOW WE CAN HELP

  1. Age in place according to your goals with care appropriate to your circumstances;

  2. Assist in coaching you and your family in making long-term care decisions;

  3. Assist in finding sources of payment for your aging in place objectives.

 

OUR PROCESS

  1. Discovery -- ask the correct questions, listen, repeat.
    Read more . . .


Tuesday, November 26, 2019

How to be a Friend to Someone Living With Dementia


By Clare Ansberry, Wall Street Journal, October 28, 2019

 

How to be a Friend to Someone Living With Dementia
* Educate yourself. There are many stages and kinds of dementia, including Alzheimer’s, which manifest themselves differently in different people.

* Be there. Call and invite your friend to do activities you both enjoy, whether it’s fishing, shopping or going out to lunch or to the museum.

Read more . . .


Friday, November 15, 2019

Life Care Planning


  

 

LIFE CARE PLAN

 

LAW OFFICES OF STEPHEN SUTERA P.C.

 

Create your roadmap to achieving your life care desires.

 

HOW WE CAN HELP

  1. Age in place according to your goals with care appropriate to your circumstances;

  2. Assist in coaching you and your family in making long-term care decisions;

  3. Assist in finding sources of payment for your aging in place objectives.

 

OUR PROCESS

  1. Discovery -- ask the correct questions, listen, repeat.
    Read more . . .


Tuesday, November 12, 2019

3 Reasons to Take Social Security at Age 62


3 Reasons to Take Social Security at Age 62

by Thomas Day

courtesy of the 


Read more . . .


Tuesday, October 29, 2019

The New Old Age


THE NEW OLD AGE

‘We Need Each Other’: Seniors Are Drawn to New Housing Arrangements

Older Americans are exploring housing alternatives, including villages and home-sharing.

By Paula Span


Tuesday, October 15, 2019

Medicare Shopping Season is Almost Here


Medicare Shopping Season Is Almost Here


Every fall, the 60 million Americans who use the health plan can compare options and save money. Here’s what to consider.

By Mark Miller

• Oct. 4, 2019 Wall Street Journal


If you’re enrolled in Medicare but worry about the cost of health care, your chance to do something about it is right around the corner.

Most people enroll in Medicare when they become eligible at age 65.
Read more . . .


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With two offices in Oak Lawn and Oak Brook, Stephen M. Sutera assists clients throughout Cook County, DuPage County and Will County IL including Chicago, Hometown, Barrington, Burbank, Burr Ridge, Chicago Ridge, Darien, Downers Grove, Evergreen Park, Geneva, Worth, Bridgeview, Palos Park, Palos Hills, Palos Heights, Hickory Hills, Midlothian, Willow Springs, Oak Forest, Orland Park, La Grange, Brookfield, Berwyn, Tinley Park, Hinsdale, Villa Park, Clarendon Hills, Westchester, Westmont, Lombard, Elmhurst, Western Springs, Berkeley, Downers Grove, Fox Valley, Glen Ellyn, Willowbrook, Aurora, Addison, Lisle, Forest Park, Bensenville, Wheaton, River Forest, Itasca, Shorewood, Frankfort, Mokena, Naperville, Crest Hill, Homer Glen, New Lenox, Bollingbrook, Schaumburg, Channahon and Woodridge.



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| Phone: 708-857-7255
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