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IL Estate Planning Blog

Tuesday, June 5, 2018

Documents you Need When a Child Turns 18


Documents You Need When a Child Turns 18

Parents who want access to information on an adult child’s health, finances or college grades need the child’s permission in writing.

By 
Cheryl Winokur Munk
Nov. 29, 2017 11:18 a.m.
Read more . . .


Tuesday, May 22, 2018

What to Consider Before Joining a Nonprofit Board


What to Consider Before Joining a Nonprofit Board

The position can be rewarding. But it also can be a lot of work and expensive

By 
Veronica Dagher  WALL STREET JOURNAL
Dec. 10, 2017 10:10 p.m.
Read more . . .


Tuesday, May 8, 2018

Inheriting Firearms


Inheriting Firearms Still Must Follow Certain Ownership Rules 

By KATIE FINLON  DEC 8, 2017 

Read more . . .


Tuesday, April 24, 2018

Family Loans

Before lending money to a family member, consider

Family loans: How to dodge the drama with your loved ones

Borrowing from relatives can be a risky option and uncomfortable for borrower and lender.
Before lending money to a family member, consider the pros and cons. Photo Credit: Getty Images/iStockphoto / juankphoto 
By AMRITA JAYAKUMAR NerdWallet  Updated December 1, 2017 6:00 AM
Financial advisers don’t always agree, but when it comes to lending money to family, there’s consensus: Tread carefully.
If an adult child needs help buying a first home or has a promising business idea, a family loan can be a fast and convenient option. But there’s a risk of drama down the road.
Read more . . .


Tuesday, April 10, 2018

Ditch the Throw Rugs, Seniors!


Ditch the Throw Rugs, Seniors!
Most fall-related hip fractures among elderly people in a New England study occurred in warm months and indoors -- with throw rugs a common culprit. "Given the results of this study, it appears that efforts to decrease fall risk among the elderly living in cold climates should not be preferentially aimed at preventing outdoor fractures in winter," said study author Dr. Jason Guercio. Instead, preventive efforts should focus on conditions present year-round, and especially on indoor risk, said Guercio.
Read more . . .


Tuesday, March 27, 2018

Estate Plans Don’t Have to Be Just for People


Estate Plans Don’t Have to Be Just for People

Picking a caregiver, possibly creating a trust, and other issues to consider for pets

 

 

Creating a formal estate plan for pets can help ensure that they won’t go to a shelter.

ILLUSTRATION: BOB STAAKE FOR THE WALL STREET JOURNAL

By Cheryl Winokur Munk

Nov. 5, 2017 10:06 p.m. ET

 

Last year, Nick Braun created a will for his human family.
Read more . . .


Tuesday, March 13, 2018

Information Source for Caregivers


Here is a possible information source for caregivers:

 

Caregiver Action Network (CAN) is the nation’s leading family caregiver organization working to improve the quality of life for the more than 90 million Americans who care for loved ones with chronic conditions, disabilities, disease, or the frailties of old age. CAN serves a broad spectrum of family caregivers ranging from the parents of children with special needs, to the families and friends of wounded soldiers; from a young couple dealing with a diagnosis of MS, to adult children caring for parents with Alzheimer’s disease. CAN (the National Family Caregivers Association) is a non-profit organization providing education, peer support, and resources to family caregivers across the country free of charge.

Contact Us

Caregiver Action Network
1130 Connecticut Ave, NW
Suite 300
Washington, DC 20036-3904
Phone: (202) 454-3970

http://www.caregiveraction.
Read more . . .


Tuesday, February 27, 2018

5 Reasons for a Home Insurance Checkup


Have you made changes to your home that might affect your insurance needs?

Home insurance is most effective when the policy accurately reflects the property it's meant to protect.  You can maintain proper coverage by alerting your agent when you do any of the following:

Add a structure to your property or update part of your home.  Building a new garage, porch or shed will increase the value of your home, as will replacing major items such as the roof or heating and cooling system.

Start a home business. A typical homeowners policy does not offer enough coverage for business equipment.


Read more . . .


Tuesday, February 13, 2018

Why more couples over 50 are cohabiting, not marrying...


Why more couples over 50 are cohabiting, not marrying

 

Here are four facts about cohabitation in the United States.

Kay Manning

Chicago Tribune

 

Read more . . .


Tuesday, January 30, 2018

Check your Insurance Policy for Fire Coverage


Check Your Insurance Policy for Fire Coverage 

Differences in policies across states and carriers could leave many homeowners with less money to rebuild than they need

 

 

By Leslie Scism and  Nicole Friedman

Wall Street Journal Oct. 20, 2017

 

 

 

Home insurance coverage has its limits, which many Americans discover after large-scale disasters like the fires that have been raging in California this month.

 

There are some fairly standard coverage areas, such as fire damage, in most homeowners’ policies across the country. Still, standard policies can saddle people with surprisingly large costs. Often, the maximum payout in a policy is insufficient to rebuild an entire home and replace its contents.


Read more . . .


Tuesday, January 23, 2018

IRS Warns of Scam Targeting Tax Professionals


From American Heart :

IRS Warns of Scam Targeting Tax Professionals

On January 9, the IRS released a warning to tax professionals in IR-2018-2 after receiving numerous reports of heightened fraud activity. The reports reveal that cybercriminals are sending emails posing as potential clients or the IRS in an effort to lure sensitive client data from tax practitioners.
Read more . . .


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With two offices in Oak Lawn and Oak Brook, Stephen M. Sutera assists clients throughout Cook County, DuPage County and Will County IL including Chicago, Hometown, Barrington, Burbank, Burr Ridge, Chicago Ridge, Darien, Downers Grove, Evergreen Park, Geneva, Worth, Bridgeview, Palos Park, Palos Hills, Palos Heights, Hickory Hills, Midlothian, Willow Springs, Oak Forest, Orland Park, La Grange, Brookfield, Berwyn, Tinley Park, Hinsdale, Villa Park, Clarendon Hills, Westchester, Westmont, Lombard, Elmhurst, Western Springs, Berkeley, Downers Grove, Fox Valley, Glen Ellyn, Willowbrook, Aurora, Addison, Lisle, Forest Park, Bensenville, Wheaton, River Forest, Itasca, Shorewood, Frankfort, Mokena, Naperville, Crest Hill, Homer Glen, New Lenox, Bollingbrook, Schaumburg, Channahon and Woodridge.



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